Join India’s Largest Bank as a Credit Analyst – SBI Recruitment 2024

Credit Analyst at State Bank of India

About State Bank of India

State Bank of India (SBI), the largest public sector bank in India, invites applications for the position of Credit Analyst.

SBI is an Indian multinational, public sector banking and financial services statutory body headquartered in Mumbai. With over 24,000 branches across the country and $500+ billion in assets, SBI offers a vibrant work culture and ample growth opportunities to its employees.

Job Details

  • Job Role: Credit Analyst
  • Location: Any SBI branch across India
  • Number of Openings: 50

Job Profile and Responsibilities

As a Credit Analyst at SBI, your core responsibilities will include:

  1. Carrying out due diligence on assigned credit proposals
  2. Completing timely reviews and renewals of credit assessments
  3. Securing maximum audit marks for asset management team
  4. Assisting relationship managers in achieving business growth targets
  5. Adhering to stipulated turnaround times for credit processing
  6. Analyzing financial statements for credit appraisal
  7. Interacting with key officials of prospective borrowers
  8. Undertaking pre-sanction site visits
  9. Supporting preparation of credit proposals and presentations
  10. Attending consortium meetings
  11. Monitoring credit portfolio health

Key Skills and Competencies

  • Strong analytical skills – balance sheet, cash flow analysis
  • In-depth understanding of credit appraisal process
  • Ability to assess credit worthiness and risks
  • Meticulous attention to detail
  • Interpersonal and communication skills
  • Technical knowledge of banking and credit norms

Educational Qualifications

  • Graduate in any discipline
  • MBA (Finance) / CA / CFA / ICWA

Minimum Experience Required

3 years of work experience in corporate credit management with banks/financial institutions

Salary and Perks

An attractive compensation package will be offered to the selected candidates as per SBI standards. Apart from the basic pay scale, allowances like DA, HRA etc. will be admissible as per the rules.

Selection Process

Shortlisting followed by Interview (100 marks)

How to Apply

Eligible candidates can apply online through the careers page of SBI’s website.

Candidates will be required to:

  1. Register online and pay application fees
  2. Upload specified documents
  3. Submit the application form

Application Fees

  • Rs 750 for General/EWS/OBC candidates
  • No fees for SC/ST/PWD candidates

Key Dates

  • Online Registration Opens: February 13, 2024
  • Last date to apply online: March 4, 2024

Important Links:



If you are looking for a challenging yet rewarding career opportunity in India’s top bank, this opening is right for you! Apply now and be a part of SBI’s growth story!

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